Xapo Bank vs Uphold

Compare Xapo Bank and Uphold reviews, prices, features and more side-by-side

About
Rating
Prices
  • Bitcoin BTC

  • Ethereum ETH

  • Tether USDT

  • Binance Coin BNB

  • Ripple XRP

  • USDC USDC

  • Solana SOL

  • Lido Staked Ether STETH

  • TRON TRX

  • Dogecoin DOGE

  • Cardano ADA

  • Bitcoin Cash BCH

  • LEO Token LEO

  • Chainlink LINK

  • Stellar Lumens XLM

  • Monero XMR

  • Litecoin LTC

  • Sui SUI

  • Avalanche AVAX

  • Zcash ZEC

  • SHIBA INU SHIB

  • Toncoin TON

  • Polkadot DOT

  • Uniswap UNI

  • Aave AAVE

  • NEAR Protocol NEAR

  • Pepe PEPE

  • Aptos APT

  • VeChain VET

  • Filecoin FIL

  • Cosmos ATOM

  • Qtum QTUM

  • NEM XEM

  • Terra LUNA

  • Tezos XTZ

  • EOS EOS

  • Basic Attention Token BAT

  • Neo NEO

  • Dash DASH

  • Polygon MATIC

  • IOTA IOTA

  • Maker MKR

Payment Methods
  • Bank Transfer
  • SEPA
  • Klarna
  • Skrill
  • Paypal
  • Credit card
  • Apple Pay
  • Amazon
  • Giropay
  • iDeal
  • Bancontact / Mister Cash
  • eps Online Transfer
  • POLI-pay
  • Veloxxa
  • Google Pay
  • Revolut Pay
Features
  • Withdrawable
  • Integrated Wallet
  • Staking
  • Proof Of Reserves
  • Instant Verification
  • Mobile App
  • Business Accounts
  • Affiliate Program
  • Two-factor Authentication
  • Licensed / Regulated
  • Crypto Cards

Xapo Bank is a licensed bank and Virtual Asset Service Provider (VASP) offering secure Bitcoin storage, seamless fiat–crypto transfers, and daily BTC interest. Its app lets members protect, spend, and grow BTC, while its card enables global spending in USD or BTC with cashback, no FX fees, and competitive rates. USD savings earn 3.75% APY (up to EUR 100,000 protected) and BTC savings up to 0.5% APY. Members can also borrow up to USD 1M instantly with Bitcoin-backed loans and zero fees.

0.0 / 5

0 user ratings

Ease of Use

0.0

Value for Money

0.0

Verification

0.0

Support

0.0

  • Licensed in Gibraltar

Uphold serves 10M+ users, offering 300+ cryptocurrencies and fiat trading, deep liquidity, seamless swaps, advanced tools, a UK-exclusive card, and a secure Vault. Its 100%+ reserve model ensures transparency and security.

Terms Apply. Capital at risk. Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment, and you shouldn't expect protection if something goes wrong.

3.9 / 5

3 user ratings

Ease of Use

4.3

Value for Money

4.0

Verification

4.0

Support

3.3

  • $91,615.78

  • $3,114.82

  • $2.08

  • $0.29

  • $0.14

  • $0.43

  • $595.97

  • $14.15

  • $0.25

  • $83.89

  • $2.27

  • $0.25

  • $45.64

  • $0.10

  • 3.99%

  • Regulated by FinCEN