Xapo Bank vs Uphold

Compare Xapo Bank and Uphold reviews, prices, features and more side-by-side

About
Rating
Prices
  • Bitcoin BTC

  • Ethereum ETH

  • Tether USDT

  • Binance Coin BNB

  • Ripple XRP

  • USDC USDC

  • Solana SOL

  • Lido Staked Ether STETH

  • TRON TRX

  • Dogecoin DOGE

  • Cardano ADA

  • Bitcoin Cash BCH

  • Monero XMR

  • LEO Token LEO

  • Chainlink LINK

  • Stellar Lumens XLM

  • Zcash ZEC

  • Sui SUI

  • Avalanche AVAX

  • Litecoin LTC

  • SHIBA INU SHIB

  • Toncoin TON

  • Polkadot DOT

  • Uniswap UNI

  • Aave AAVE

  • Pepe PEPE

  • NEAR Protocol NEAR

  • Aptos APT

  • Filecoin FIL

  • Cosmos ATOM

  • Dash DASH

  • VeChain VET

  • Qtum QTUM

  • NEM XEM

  • Terra LUNA

  • Tezos XTZ

  • Neo NEO

  • Basic Attention Token BAT

  • EOS EOS

  • Maker MKR

  • IOTA IOTA

  • Polygon MATIC

Payment Methods
  • Bank Transfer
  • SEPA
  • Klarna
  • Skrill
  • Paypal
  • Credit card
  • Apple Pay
  • Amazon
  • Giropay
  • iDeal
  • Bancontact / Mister Cash
  • eps Online Transfer
  • POLI-pay
  • Veloxxa
  • Google Pay
  • Revolut Pay
Features
  • Withdrawable
  • Integrated Wallet
  • Staking
  • Proof Of Reserves
  • Instant Verification
  • Mobile App
  • Business Accounts
  • Affiliate Program
  • Two-factor Authentication
  • Licensed / Regulated
  • Crypto Cards

Xapo Bank is a licensed bank and Virtual Asset Service Provider (VASP) offering secure Bitcoin storage, seamless fiat–crypto transfers, and daily BTC interest. Its app lets members protect, spend, and grow BTC, while its card enables global spending in USD or BTC with cashback, no FX fees, and competitive rates. USD savings earn 3.75% APY (up to EUR 100,000 protected) and BTC savings up to 0.5% APY. Members can also borrow up to USD 1M instantly with Bitcoin-backed loans and zero fees.

0.0 / 5

0 user ratings

Ease of Use

0.0

Value for Money

0.0

Verification

0.0

Support

0.0

  • Licensed in Gibraltar

Uphold serves 10M+ users, offering 300+ cryptocurrencies and fiat trading, deep liquidity, seamless swaps, advanced tools, a UK-exclusive card, and a secure Vault. Its 100%+ reserve model ensures transparency and security.

Terms Apply. Capital at risk. Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment, and you shouldn't expect protection if something goes wrong.

3.9 / 5

3 user ratings

Ease of Use

4.3

Value for Money

4.0

Verification

4.0

Support

3.3

  • $92,442.30

  • $3,072.10

  • $2.00

  • $0.31

  • $0.13

  • $0.37

  • $605.33

  • $12.71

  • $0.22

  • $70.84

  • $2.45

  • $71.35

  • $0.20

  • $0.0909

  • 3.99%

  • Regulated by FinCEN