Xapo Bank is a licensed bank and Virtual Asset Service Provider (VASP) offering secure Bitcoin storage, seamless fiat–crypto transfers, and daily BTC interest. Its app lets members protect, spend, and grow BTC, while its card enables global spending in USD or BTC with cashback, no FX fees, and competitive rates. USD savings earn 3.35% APY (up to EUR 100,000 protected) and BTC savings up to 0.5% APY. Members can also borrow up to USD 1M instantly with Bitcoin-backed loans and zero fees.
Integrated Wallet
Mobile App
Business Accounts
Affiliate Program
Two-factor Authentication
Licensed in Gibraltar
Xapo Bank Alternatives
Explore and compare the 2 most popular Xapo Bank alternatives and competitors.
2 most popular Xapo Bank alternatives based on 15 customer reviews
Relai enables you to buy Bitcoin and hold your own keys with ease and simplicity. The base fee is 2.5%, but you can reduce it to as low as 1% with available discounts. Additionally, you can enjoy one free trade per month for transactions under 100 EUR/CHF.
Apply code "CRYPTORADAR" for a 0.5% fee discount
Ease of Use
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21bitcoin is a Bitcoin app developed in Austria and Germany. Buy Bitcoin instantly, 24/7. Set up auto-withdrawals to your personal wallet. Send euros using SEPA Instant for quick transfers.
Our promo code: CRYPTORADAR
Ease of Use
Better
Value for Money
Better
Verification
Better
Support
Better
Coins
Features
Pay by