3.7 / 5
19 user ratings
Ease of Use
3.7
Value for Money
3.3
Verification
4.1
Support
3.5
Change Invest
Estonian-based company Change Invest has launched a mobile cryptocurrency trading app called Change through which users enjoy commission-free trades when investing into cryptocurrencies.
⚠️ Your account is checked monthly, and if you haven’t completed at least one qualifying trade, deposit, staking reward, or active CFD action within the last 90 days, a passive account fee of €20 is charged.
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Bitcoin BTC
-0.1 %$78,547.08
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Ethereum ETH
0.4 %$2,313.32
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Tether USDT
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Binance Coin BNB
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Ripple XRP
0.1 %$1.39
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USDC USDC
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TRON TRX
1.1 %$0.33
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Dogecoin DOGE
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Hyperliquid HYPE
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Usds USDS
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Wrapped Bitcoin WBTC
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Cardano ADA
0.3 %$0.25
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Bitcoin Cash BCH
-1.9 %$444.93
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whitebit-coin WBT
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Monero XMR
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Chainlink LINK
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Ethena USDe USDE
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Stellar Lumens XLM
-0.7 %$0.16
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Canton Network CC
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OKB OKB
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Avalanche AVAX
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MemeCore M
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Hedera Hashgraph HBAR
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Sui SUI
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SHIBA INU SHIB
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Toncoin TON
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Dai DAI
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Polkadot DOT
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BitTensor TAO
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Rain Protocol RAIN
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PAX Gold PAXG
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USD1 USD1
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Mantle MNT
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Uniswap UNI
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Sky SKY
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Pi Network PI
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Crypto.com Coin CRO
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Pepe PEPE
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NEAR Protocol NEAR
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Bitget Token BGB
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Aave AAVE
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Official World Liberty Financial WLFI
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Ethereum Classic ETC
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Internet Computer ICP
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USDD USDD
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Tether Gold XAUT
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Aster ASTER
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Jito Staked SOL JITOSOL
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Algorand ALGO
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mETH METH
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Render RENDER
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Kaspa KAS
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Ethena ENA
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Ondo ONDO
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JUST JST
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Polygon Ecosystem Token POL
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Quant QNT
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Aptos APT
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Worldcoin WLD
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Arbitrum ARB
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Cosmos ATOM
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Filecoin FIL
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Flare Network FLR
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Pump.fun PUMP
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Pudgy Penguins PENGU
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VeChain VET
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Beldex BDX
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Jupiter Exchange Token JUP
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Stable STABLE
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Artificial Superintelligence Alliance FET
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Midnight NIGHT
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tBTC TBTC
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Bonk BONK
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Virtuals Protocol VIRTUAL
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PancakeSwap CAKE
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Dash DASH
-1.7 %$37.37
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OFFICIAL TRUMP TRUMP
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Morpho MORPHO
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Marinade Staked Sol MSOL
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edgeX EDGE
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Chiliz CHZ
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Venice Token VVV
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Aerodrome Finance AERO
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Stacks STX
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Tezos XTZ
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Gnosis GNO
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Injective Protocol INJ
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Manadia UMXM
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XDC Network XDC
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Sei SEI
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SUN SUN
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SPX6900 SPX
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Ether.fi ETHFI
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Humanity H
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EOS EOS
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Monad MON
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Lido DAO LDO
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BitTorrent BTT
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Floki Inu FLOKI
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Conflux Network CFX
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Immutable X IMX
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Syrup Token SYRUP
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DoubleZero 2Z
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PayPal USD PYUSD
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Curve DAO Token CRV
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EURC EURC
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JasmyCoin JASMY
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Optimism OP
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Pendle PENDLE
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Global Dollar USDG
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The Graph GRT
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Starknet STRK
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Axie Infinity AXS
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Celestia TIA
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Raydium RAY
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Ethereum Name Service ENS
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Stargate Finance STG
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Fartcoin FARTCOIN
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Compound COMP
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GRASS GRASS
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Telcoin TEL
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Polygon MATIC
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dogwifhat WIF
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ETHGas GWEI
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Pyth Network PYTH
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The Sandbox SAND
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Story IP
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Ripple USD RLUSD
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Decentraland MANA
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Convex Finance CVX
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THORChain RUNE
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Vision VSN
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Onyxcoin XCN
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OriginTrail TRAC
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Akash Network AKT
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Plasma XPL
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Helium HNT
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MegaETH MEGA
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Maker MKR
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LayerZero ZRO
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AB (prev. Newton) AB
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RaveDAO RAVE
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Falcon Finance FF
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Basic Attention Token BAT
-0.4 %$0.0973
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Vaulta A
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Sonic S
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1INCH 1INCH
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Arweave AR
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ApeCoin APE
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River RIVER
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Cheems CHEEMS
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Orca ORCA
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GoMining Token GOMINING
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Sentient SENT
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USD.AI CHIP
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MultiversX (Elrond) EGLD
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Gala GALA
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Centrifuge CFG
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0G 0G
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Jito JTO
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Aethir ATH
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KAITO KAITO
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Cash CASH
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Synthetix Network SNX
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Reserve Rights RSR
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Livepeer LPT
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Enjin Coin ENJ
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Safe SAFE
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Beam Token BEAM
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BIO Protocol BIO
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0x ZRX
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Solana SOL
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Seeker SKR
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yearn.finance YFI
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Walrus WAL
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Qtum QTUM
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Prosper PROS
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Tria TRIA
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Turbo TURBO
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Dog (Bitcoin) DOG
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Meteora MET
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CoW Protocol Token COW
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Creditcoin CTC
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UnifAI Network UAI
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Mina Protocol MINA
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Toshi TOSHI
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Blur BLUR
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AIOZ Network AIOZ
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Wormhole W
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Alchemist AI ALCH
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Numeraire NMR
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AI Rig Complex ARC
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GMX GMX
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Flow FLOW
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DeepBook Protocol DEEP
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Arkham ARKM
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Astar ASTR
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Kava KAVA
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Threshold Network T
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Keeta KTA
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Derive DRV
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Spark SPK
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zkSync ZK
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Moo Deng (moodengsol.com) MOODENG
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Mog Coin MOG
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Yooldo ESPORTS
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Peanut the Squirrel PNUT
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AZTEC AZTEC
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Popcat POPCAT
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Non-Playable Coin NPC
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Velo VELO
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Impossible Cloud Network ICNT
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SuperVerse SUPER
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Moca MOCA
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World Mobile Token WMTX
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Linea LINEA
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API3 API3
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Celo CELO
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Request REQ
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OpenLedger OPEN
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VeThor Token VTHO
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cat in a dogs world MEW
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Terra LUNA
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Siacoin SC
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Mask Network MASK
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DYDX Chain DYDX
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Lighter LIT
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Concordium CCD
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MANTRA MANTRA
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Sahara AI SAHARA
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XYO XYO
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Ankr ANKR
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SoSoValue SOSO
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Succinct PROVE
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ALEO ALEO
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Zcash ZEC
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Babylon BABY
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Fabric Protocol ROBO
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Merlin Chain MERL
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Eigenlayer EIGEN
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terminal of fun FUN
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Sushi SUSHI
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Zerobase ZBT
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TAC Protocol TAC
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Litecoin LTC
-0.9 %$55.26
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Gensyn AI
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Melania Meme MELANIA
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Notcoin NOT
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Useless Coin USELESS
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First Neiro On Ethereum NEIRO
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AUSD AUSD
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ICON ICX
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Alchemy Pay ACH
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UMA UMA
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Berachain BERA
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Rocket Pool RPL
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ZIGChain ZIG
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Storj STORJ
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Band Protocol BAND
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Bancor BNT
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Ecomi OMI
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RedStone RED
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KGeN KGEN
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Peaq PEAQ
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WOO WOO
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Memecoin MEME
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Superform UP
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Espresso ESP
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SNEK SNEK
Customer Reviews
SaintCrypto
4.8
Been using Change for a while now, and honestly, the progress over the past year has been impressive. The app is super easy to use - clean interface, smooth experience, and it just works! They recently cut their spreads, so buying and selling crypto is much cheaper than before, which was a pleasant surprise. :) What’s even more interesting is the new leadership. You can really feel the fresh energy - it’s clear they’re listening and steering the platform in the right direction. All in all, it’s become one of the safest and most reliable places to invest in crypto in the EU. Massive improvement in under a year and I LOVE IT!
10 months ago - Report
ihrvojevic
2.0
Don't invest here. They have stupid management, they stole everything from me because I was inactive for a few months, passive account maintenance fees.. +250EUR GONE.
1 year ago - Report
larsmosr
1.5
What the hell are passive account maintenance fees??? 20€ they are crazy!!
This is insane, I am a long term holder, I don't go into my account often and they charged me every month without my consent!
This is the worst app experience I have ever had.
They just debited 100€ like that and don't even have the courtesy to inform their customers that something is happening every month? I can't believe how they rip people off like this. What an absolute disgrace to be treated like this. I have been using the app since 2021.
Translated from German. Show Original
Was zum Teufel sind passive Kontoführungsgebühren??? 20€ sind die verrückt!!
Das ist Wahnsinn, ich bin ein Langzeitinholder, ich gehe nicht oft auf mein Konto und sie haben mich jeden Monat ohne meine Zustimmung belastet!
Das ist die schlechteste App-Erfahrung, die ich je gemacht habe.
Sie haben einfach so 100€ abgebucht und haben nicht einmal die Höflichkeit, ihre Kunden darüber zu informieren, dass jeden Monat etwas passiert? Ich kann nicht glauben, wie sie die Leute so verarschen. Was für eine absolute Schande, so behandelt zu werden. Ich benutze die App seit 2021.
1 year ago - Report
exic
1.8
I was quite happy for a while and planned to hold and monitor my coins, buy more if necessary, etc.
Last year, with an "update to the Terms of Service", a "passive account" fee was suddenly introduced, which meant that Change automatically sold me coins worth €120 within the last few months and thus paid the fee. Only last month there was a first reminder that I should do something if I wanted to avoid the fee. Phew!
At the communication/transparency level, it's all the way down and trust is gone. Support not very understanding or supportive.
Translated from German. Show Original
Ich war eine Weile ganz zufrieden und hatte vor, meine Coins zu halten und zu beobachten, ggf. nachzukaufen etc.
Letztes Jahr wurde dann mit einer "Update der Terms of Service" plötzlich eine "passive account"-Gebühr eingeführt, wodurch mir innerhalb der letzten Monaten Coins im Wert von 120€ automatisch von Change verkauft und damit die Gebühr bezahlt wurde. Erst letzten Monat gab es dann mal eine erste Erinnerung, dass ich was tun sollte, falls ich die Gebühr vermeiden will. Puh!
Auf Kommunikations-/Transparenzebene ganz unten und Vertrauen ist weg. Support wenig verständnisvoll oder unterstützend..
2 years ago - Report
Ephraim1977
3.0
It used to be great, but after you want to sell cryptos, the acc is blocked and thousands of things are demanded. The money is still not there and is stuck in the app! Something like that is impossible
Translated from German. Show Original
Waren mal super aber nach dem man Kryptos verkaufen will wird der acc gesperrt und es werden tausende Sachen verlangt . Das Geld ist immernoch nicht da und hängt in der App! Unmöglich sowas
2 years ago - Report
Frantisek
3.2
I created my account on October 2021.
I was selling BTC and sending Euros to my Revolut account. Overall, it was around 13000 euros.
In December my account got deactivated.
I sent them my bank statement with two payments from selling my two flats. the contracts regarding the sale of my flats.
They wanted to know the purpose of the money. I sent them the information that I spent it on building my garden lake, and I sent the photos.
They wanted screenshots of my hardware wallet therefore, I made them and sent them.
They asked me: "Could you please tell us from where you received that transaction and what its purpose was?"
The transaction about which they asked had been made eight months before I created my Change Invest account. It was sent from some exchange with KYC. And not coins from coin join; it was made just like the other deposits. I lost all of my patience and didn't tell them the exchange office's name.
On January 27, My account was closed. I don"t suggest these guys.
4 years ago - Report
JakobMueller
5.0
By far the best crypto exchange on the market!
Change Invest is an exchange and a wallet in one.
The app is simply sensational, there are no fees (really 0.00%!) And with the new cash management you get 2% annual interest.
If you want to buy Bitcoin or other crypto currencies quickly, easily and cheaply, nothing can ignore Change Invest.
Everything is really perfect - simple operation, very user-friendly and fast in-app chat service in case something does not go as desired. In any case, this European (!) App is very, very recommendable! I've been using the app for more than 1.5 years now and with the best of intentions I can't imagine myself ever buying Bitcoin any other way
Translated from German. Show Original
Die mit Abstand beste Kryptobörse am Markt!
Change Invest ist Börse und Wallet in einem.
Die App ist einfach sensationell, Gebühren sind nicht vorhanden (wirklich 0,00%!) und mit dem neuen Cash Management bekommt man 2% annual interest.
Wenn man schnell, einfach und günstig Bitcoin oder andere Kryptowährungen kaufen will führt nichts mehr an Change Invest vorbei.
Es ist wirklich alles perfekt - einfache Bedienung, sehr nutzerfreundlich und schneller In-App-Chat-Service falls einmal etwas nicht wie gewünscht klappen sollte. Auf jeden Fall ist diese europäische (!) App sehr sehr empfehlenswert! Ich benutze die App jetzt seit mehr als 1,5 Jahren und kann mir bei bestem Willen nicht vorstellen, jemals wieder auf einem anderen Weg Bitcoin kaufen zu werden
5 years ago - Report
bengoa
3.2
They say "no fees trading bitcoin" but this is misleading since they have a big spread (different buy and sell price) with their fee build in, and is higher than other exchanges.
Also if you place a limit order they still process the order at whatever price they want, not the price you set. To avoid.
5 years ago - Report
Bradd
1.0
Couldn't even get pass the verification process. Too long and too many complications. I was on week 3 of wait (Interchanging e-mails with support) then i just gave up.
5 years ago - Report
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